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Homeownership Calculators

Everyday, Realtors across America are helping people say, "This is my home!" Whether they're working with experienced customers to find just the right home or coaching first-time buyers, Realtors are there every step of the way, encouraging the American Dream and helping to build stronger communities.

Mortgage Calculators
Home Financing Calculators offers you 17 different ones to choose from including

  1. How much can I borrow?
  2. How much will my mortgage payments be?
  3. How much will my adjustable rate payments be?
  4. Which is better: fixed or adjustable?
  5. Should I pay points to lower the rate?
  6. Which is better: 15- or 30-year loan term?
  7. How much should I put down for a new home?
  8. How much can I save in taxes?
  9. What will my closing costs be?
  10. Am I better off renting?
  11. Am I better off refinancing?
  12. What will my refinancing costs be?
  13. How can I reduce mortgage insurance costs?
  14. Which lender has the better loan?
  15. Which loan is better?
  16. How advantageous are extra payments?
  17. What home can I afford?

The three US Government sponsored GinnieMae website's calculators provided by the links below will assist in answering the most common questions asked by consumers looking to finance the purchase of a home, or to refinance their current home.  These tools at Ginnie Mae site deliver a neutral party's view on homeownership, mortgages and how to select a broker.  It is limited to US Government sponsored programs which our affiliate Finest Capital Ltd builds upon. Please select the calculator that applies. 

Finest Realty hopes that you will find this site informative and you will contact our affiliate mortgage company Finest Capital Ltd for your mortgage loan.

NOTE: Finest Capital Ltd can exceed the income and asset requirements and loan sizes indicated in these calculators.  They provide a Government sponsored neutral baseline to build upon.  Finest Capital Ltd has purchase mortgage loans up to 106% of the purchase price and great refinance products.  Please contact Finest Capital Ltd for details.

Loan Estimator Provide the information to get an estimate of FHA, VA and Conventional loan amounts, monthly payments, down payment, and closing costs for a home of a particular sale price. However, many additional factors play a part in the loan qualification process

 

Is buying a home better than paying rent? There are many advantages to buying a home versus renting one. View these advantages in the Buy vs. Rent Comparison Chart, or view a financial comparison of buying versus renting in the Buy vs. Rent Calculator.

 

How Much Home Can I Afford? Providing the information will allow you to calculate how much you can afford to spend on a home. However, many additional factors play a part in the loan qualification process.

 

 

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